Understanding PIP & What It Means To Be Exhausted
What Exactly Is PIP?
Florida is defined as a “no fault” state. Every driver in Florida is required to carry insurance that has Personal Injury Protection, commonly referred to as PIP. Personal Injury Protection is paid out by your insurance company even if you were not at fault for the accident. Florida statute 627.733, or the Florida PIP statute, states:
An insurance policy complying with the security requirements of 627.733 must provide personal injury protection to the named insured, relatives residing in the same household, persons operating the insured motor vehicle, passengers in the motor vehicle, and other persons struck by the motor vehicle and suffering bodily injury while not an occupant of a self-propelled vehicle, subject to subsection (2) and paragraph (4)(e), to a limit of $10,000 in medical and disability benefits and $5,000 in death benefits resulting from bodily injury, sickness, disease, or death arising out of the ownership, maintenance, or use of a motor vehicle.
Did You Hear About the BCBS Expansion?
Last week Florida Blue announced its expansion of American Specialty Health Group, Inc. (ASH) network management for its Preferred Patient Care and Traditional (PPS) networks. Per Florida Blue’s notice, “This includes those in the Federal Employee Program® and members of other Blue Cross and/or Blue Shield plans accessing through Blue Card®.” This has caused a number of member calls from those concerned about the expansion.
Treating Auto Patients? Are you looking for a quicker turnaround time when billing auto insurance? Are you finding out that after waiting 35-45 days for reimbursement - the EOB (Explanation of Benefits) comes back stating the claim number submitted was incorrect or possibly wrong insurance carrier? Unfortunately, this issue happens more than you think. You will have patients that provide you with minimal information and you will have patients that give you way more information than needed. However, you have to remember - these patients were just in an accident and not really sure what is going on. Depending on the onset date - they may still be in a lot of pain (not thinking clearly) or have already been to multiple doctor appointments and are frustrated. Not only is it your job to heal them, but to also help make sure the billing process goes smoothly! The best thing your receptionist could do, is get the below crucial information:
'Tis the season when many small businesses seek additional staff to help keep pace with increased demand.
One sector that is really affected by seasonal needs is retail — which can offer lessons for other small business industries. For the 2018 holidays, CBS News predicts that U.S. retailers will hire more than 700,000 seasonal workers in December alone.
If you need extra elves to support your workshop—whether it's in retail, hospitality, or other businesses that reach a holiday peak—here are some helpful dos and don'ts to guide you through the process.