'Tis the season when many small businesses seek additional staff to help keep pace with increased demand.
One sector that is really affected by seasonal needs is retail — which can offer lessons for other small business industries. For the 2018 holidays, CBS News predicts that U.S. retailers will hire more than 700,000 seasonal workers in December alone.
If you need extra elves to support your workshop—whether it's in retail, hospitality, or other businesses that reach a holiday peak—here are some helpful dos and don'ts to guide you through the process.
Now is the time to use your 2018 health benefits.
5 money-saving tips to act on before the end of the year.
Soon we’ll be welcoming a new year. But before 2018 comes to a close, you may still have health plan benefits available to you.
Here are 5 tips to help you make the most of your benefits in the final weeks of the year.
With the noted exception of gas prices, it seems like everything is costing more these days. Staple items like eggs and milk go for more today than they have in quite some time and utility bills are quite costly as well.
The problem is that food and utilities aren’t something that you can just stop spending money on. Similarly, if you want to be able to drive, you have to be insured, requiring that you’re current on your premiums.
While auto insurance affordability has improved in recent years, it’s still an expense that you have to factor into your budget. But it may be in your interest to shop around for an alternative insurer, as insurance comparison websites make it easy to price and compare plans so you can determine if another insurer may be the better option.
But it’s not as simple as going with the insurer that has the most affordable rates. There are several questions you need to ask along the way that will give you a better idea of whether making the switch is worthwhile.
Coinsurance and copays are both forms of cost sharing between health insurance companies and consumers. But there are key differences between them that consumers should understand. In short, copays are flat fees members pay for things like visiting a doctor’s office or a prescription drug. Coinsurance is a percentage of the cost for a health service or drug paid by the member.